Buyer Packages & Pricing | Diaspora To Home

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Where are you right now?

Tap the one that sounds like you.

"I'm planning a trip and want to view properties myself."

Step In£499 + 1.5%

"I want help finding and buying the right property."

Step Intofrom £999 + 3%

"I can't be in Ghana. I want it all done for me."

Step Away£4,999 + 3%

"I've already found a property and want it checked."

Step Up£899, one property

Simple as one, two, three

How paying works

1

Pay a start fee

This starts the work: your call, your brief and your search.

2

We find, view and negotiate

You decide what to buy. We guide you at every step.

3

Pay 3% when you buy

Paid in full when you sign the sale and purchase agreement (SPA). On Step In, it's 1.5%.

Step Up is one fixed price, with nothing more to pay when you buy. On Step In, you pay 1.5% instead of 3%, and only if you buy a property we introduced. On Step Into Core and Enhanced, we reduce your 3% if your total would go over 5% of the price.

Good to know

Who pays the agent in Ghana?

In Ghana, the seller usually pays the agent's commission. That agent's job is to sell the seller's property.

Many buyers from the UK, US and Europe have never paid an agent to help them buy. When you hire us, we work for you as the buyer. That's what your start fee and 3% pay for.

Compare	Seller's agent	Your buyer's agent (us)
Works for	The seller	You
Shows you	The properties they are selling	Options that fit your brief and budget
Negotiates	The best price for the seller	The best price and payment plan for you

Why buyers bring us in

What changes when we're with you

You can buy in Ghana on your own. This is what you get with us that a search online can't give you.

Area	On your own	With Diaspora To Home
Which properties you see	What's on public listing sites and what sales teams choose to show you	Public listings plus off-market properties and new launches from developers we work with
What you pay	The asking price, which can include a diaspora premium	Our read on what similar properties sell for, and we negotiate the price and payment plan for you
Who you buy from	Trusting that the person in front of you has the right to sell	We ask the right questions about the seller and the developer before you pay anything, and your lawyer confirms the title
Red flags	Learning them as you go	We know the patterns: double sales, middlemen, and requests to pay a person instead of the company
Viewings	Booking, travelling and judging the build on your own	A plan for your trip, and on Step Into and Step Away, someone on the ground with you who knows what to look for
The right professionals	Finding a lawyer, valuer and inspector from scratch	Introductions to independent lawyers, valuers, inspectors and mortgage providers
Your time	Calls across time zones and chasing replies	One person managing it and keeping you updated

Your lawyer still checks the title and the contract. We make sure you reach that stage with the right property, at the right price, from the right seller.

The packages

What you get

Each package shows what's included, how long we support you, and what you pay.

Step Into We find it with you. Choose how deep you want to go.

Guided purchase · Core

Step Into Core

First time buying. You want us to find, show you and negotiate one type of property.

You get

Strategy call and your search brief
Up to 8 properties found and shortlisted
Off-market properties and new launches included where they fit your brief
Viewings with us in Accra (up to 2 days)
A simple budget or return snapshot
We negotiate the price and payment plan
Guidance through the contract with your lawyer
Introductions to a lawyer, valuer, inspector and mortgage providers

Support3 months

Start fee: £999
When you buy: 3% of the price

Capped at 5%If your start fee plus 3% would go over 5% of the price, we reduce your 3%, down to zero if needed. The start fee is always paid in full.

ExampleOn a $150,000 apartment you pay about $5,850 in total. That's 3.9% of the price.

Choose Core

Best value

Guided purchase · Enhanced

Step Into Enhanced

You want deeper numbers, more choice, or two types of property compared side by side.

You get

Everything in Core, plus:
A detailed return and rental yield model, or detailed budget tracking
Up to 2 property types, or 2 options compared
First look at off-market properties and new launches from developers we work with
An investment planning session (optional)

Support6 months

Start fee: £1,999
When you buy: 3% of the price

Capped at 5%If your start fee plus 3% would go over 5% of the price, we reduce your 3%, down to zero if needed. The start fee is always paid in full.

ExampleOn a $350,000 house you pay about $13,200 in total. That's 3.8% of the price.

Choose Enhanced

Other ways to work with us Plan it yourself, hand it all over, or get a second opinion.

DIY trip

Step In

You're planning a viewing trip and want to do the viewings yourself, with a clear plan.

You get

30-minute strategy call
Area and neighbourhood briefing
Up to 5 viewings planned for you
Viewings checklist guide
You go to the viewings yourself. Want us with you? Add a viewing escort.

SupportUp to 1 month

Start fee: £499
Viewing escort: Add-on
When you buy: 1.5% of the price

Only on our propertiesYou pay the 1.5% only if you buy a property we introduced or planned a viewing for. Anything you find yourself costs nothing more.

BonusMove up to Step Into within 30 days and the full £499 comes off.

Choose Step In

Done for you

Step Away

You can't be on the ground. We handle the whole purchase for you, from search to keys.

You get

Up to 10 properties found and shortlisted
First look at off-market properties and new launches
We handle every call with the developer, lawyer and others
Progress updates at every milestone
Décor and furnishing coordination
Introductions to escrow, mortgage, lawyer and inspector

Support12 months

Start fee: £4,999
When you buy: 3% of the price

ExampleOn a $350,000 house you pay about $17,250 in total. That's 4.9% of the price.

Choose Step Away

Already found · one property

Step Up

You've found one property. You want an expert to look at it with you before you commit.

You get

A viewing and our expert opinion on the property
Our view on the price, compared with similar properties
A full cost and budget breakdown
A checklist of what your lawyer should check
Introductions to a lawyer, valuer and inspector

Support3 months

One price: £899
Covers: One property, one use case
When you buy: Nothing more

ExampleOne fixed fee for one property and one use case, whatever the price. No percentage.

Choose Step Up

Try it

What will I pay?

Type in a property price and pick a package. You'll see your total from first call to keys.

Step Into Core on a $150,000 property

Start fee: $1,350(£999)
When you buy: $4,500

Your total, start to keys

$5,850

3.9%of the price

Many agents in Ghana charge up to 5% of the price. Your total here is under 5%, and the cap keeps it there.

Our fees are fixed in pounds and dollars. Your agreement shows the exact amount.

Two examples, start to keys

The line on each bar marks 5%. Many agents in Ghana charge up to 5%.

A $150,000 apartment

Step Into Core$5,8503.9%

Step Into Enhanced$7,2004.8%

Step Up$1,2000.8%

A $350,000 house

Step Into Core$11,8503.4%

Step Into Enhanced$13,2003.8%

Step Away$17,2504.9%

Good to know

Paid directly to others

These go straight to the professionals and offices involved in your purchase.

Your lawyer: Runs the title search at the Lands Commission and reviews your contract.
Valuer: Confirms what the property is worth.
Inspector: Checks the build and its condition before you sign.
Lands Commission and registration fees: Paid when your property is registered in your name.

We give you a cost estimate for all of these before you commit.

Extras

Add if you need it

Bolt these on to any package.

Viewing escort: A member of our team takes you to viewings in Accra. Add it to Step In, or add extra days to any package.
Lorraine's day rate: Lorraine with you on the ground in Accra for the day.
Property inspection: We arrange a vetted, independent inspector for you.
Mortgage and finance: Find out what you could borrow before you search.
Support after your keys: Ongoing help with lettings, management and property matters.
Another property type: Search for more than the property types in your package.

Questions

Before you choose

What if I don't end up buying?

Your start fee pays for the work done: the call, the search, the viewings and the advice. You don't pay the 3%, or the 1.5% on Step In.

When do I pay the percentage?

In full, when you sign the sale and purchase agreement (SPA): 3% on Step Into and Step Away, 1.5% on Step In. You only pay it on a property you secure through us. On Step In, that means a property we introduced or planned a viewing for, bought within 12 months. It's all set out in your agreement with us before we start.

Can I pay the start fee in parts?

Yes. Instalments are available by agreement, mostly on Enhanced and Step Away.

Does the start fee come off anything?

On Step In, yes. Move up to Step Into within 30 days and the full Step In fee comes off. On every other package the start fee pays for the work.

Why does my lawyer check the title and contract?

It's their legal job, and it protects your purchase. We work alongside them: we explain what they find, guide you through the contract and negotiate for you.

Can you promise a return on my property?

No one can promise returns on property in Ghana. We help you buy well and understand the numbers before you commit.

Which package is right for me?

Book a call. Tell us your budget, your timeline and what the property is for, and we'll tell you which one fits.

Is there a limit on what I pay?

Yes. On Step Into Core and Enhanced, if your start fee plus 3% would go over 5% of the price, we reduce your 3%, down to zero if needed. The start fee is always paid in full.

Not sure which one fits?

Book a call. In one conversation we'll match you to the right package and tell you what it will cost.

Your property journey in Ghana starts here.

Book a call See the packages

Service disclaimer: Diaspora To Home provides independent consultancy, advisory, and support services for property buyers. All final purchase decisions and contracts are the sole responsibility of the buyer. Service fees do not include taxes, legal fees, or third-party costs unless explicitly stated. Results may vary; we do not guarantee property appreciation or investment returns. Information shared is for general informational purposes only and should not be considered legal, financial, or investment advice. Buyers are responsible for their own independent due diligence, including engaging qualified lawyers and verifying documentation with the Lands Commission. Please seek independent financial or legal advice before making any property purchase.

What you get. What you pay.

Where are you right now?

How paying works

Pay a start fee

We find, view and negotiate

Pay 3% when you buy

Who pays the agent in Ghana?

What changes when we're with you

What you get

Step Into We find it with you. Choose how deep you want to go.

Step Into Core

Step Into Enhanced

Other ways to work with us Plan it yourself, hand it all over, or get a second opinion.

Step In

Step Away

Step Up

What will I pay?

Two examples, start to keys

A $150,000 apartment

A $350,000 house

Paid directly to others

Add if you need it

Before you choose

What if I don't end up buying?

When do I pay the percentage?

Can I pay the start fee in parts?

Does the start fee come off anything?

Why does my lawyer check the title and contract?

Can you promise a return on my property?

Which package is right for me?

Is there a limit on what I pay?

Not sure which one fits?